Privacy Policy

1. Introduction

DC Capital Investments, a DBA of DDK Mortgage Solutions ("Company," "we," "us," or "our"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and investment platform at www.dccapitalinvestments.com (the "Platform").

Please read this Privacy Policy carefully. By accessing or using our Platform, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.

2. Information We Collect

2.1 Personal Information

We collect personal information that you voluntarily provide when registering, investing, or contacting us:

• Identity Information: Full name, date of birth, Social Security Number (for tax reporting)
• Contact Information: Email address, phone number, mailing address
• Financial Information: Bank account details, investment history, net worth, income verification
• Accreditation Information: Documentation to verify accredited investor status
• Government ID: Driver's license, passport, or other identification documents
• Tax Information: W-9 forms and related tax documentation

2.2 Automatically Collected Information

When you access the Platform, we automatically collect certain information:

• Device Information: IP address, browser type, operating system
• Usage Data: Pages visited, time spent, click patterns
• Cookies: Session identifiers, preferences, authentication tokens
• Log Data: Access times, error logs, referring URLs

3. How We Use Your Information

We use the information we collect for the following purposes:

• Account Management: Create and manage your investor account
• Investment Processing: Process investment commitments and distributions
• Verification: Verify your identity and accredited investor status
• Communication: Send investment updates, statements, and notifications
• Compliance: Meet legal and regulatory obligations (AML, KYC, tax reporting)
• Security: Detect and prevent fraud, unauthorized access, and security threats
• Improvement: Analyze usage to improve our Platform and services
• Marketing: Send promotional materials (with your consent)

4. Information Sharing and Disclosure

We may share your information with:

• Service Providers: Third parties who assist with payment processing, identity verification, and platform operations
• Legal Authorities: Government agencies when required by law or legal process
• Professional Advisors: Attorneys, accountants, and auditors as necessary
• Business Transfers: In connection with mergers, acquisitions, or asset sales
• With Your Consent: When you authorize specific disclosures

We do not sell your personal information to third parties.

5. Data Security

We implement robust security measures to protect your information:

• Encryption: All data transmitted via SSL/TLS encryption
• Access Controls: Role-based access with multi-factor authentication
• Data Storage: Secure, encrypted databases with regular backups
• Monitoring: Continuous security monitoring and intrusion detection
• Employee Training: Regular security awareness training for all staff
• Vendor Assessment: Security review of all third-party service providers

While we strive to protect your information, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to:

• Maintain your account and provide services
• Comply with legal and regulatory requirements
• Resolve disputes and enforce agreements
• Support business operations and analytics

Financial records and investment documentation are retained for a minimum of seven (7) years as required by law. After the retention period, information is securely deleted or anonymized.

7. Your Rights and Choices

Depending on your location, you may have the following rights:

• Access: Request a copy of your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your information (subject to legal obligations)
• Portability: Receive your data in a portable format
• Opt-Out: Unsubscribe from marketing communications
• Restrict Processing: Limit how we use your information

To exercise these rights, contact us at privacy@dccapitalinvestments.com. We will respond within 30 days.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Essential Cookies: Required for Platform functionality and security
• Analytics Cookies: Help us understand how you use the Platform
• Preference Cookies: Remember your settings and preferences

You can manage cookie preferences through your browser settings. Disabling essential cookies may affect Platform functionality.

9. Third-Party Links

Our Platform may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any information.

10. Children's Privacy

Our Platform is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

11. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising privacy rights

We do not sell personal information. To make a CCPA request, contact us at privacy@dccapitalinvestments.com.

12. International Data Transfers

Your information may be transferred to and processed in the United States, where our servers are located. By using our Platform, you consent to this transfer. We implement appropriate safeguards to protect your information in accordance with this Privacy Policy.

13. Updates to This Policy

We may update this Privacy Policy periodically. We will notify you of material changes by posting the updated policy on our Platform and updating the "Last Updated" date. We encourage you to review this policy regularly.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: